Scope-of-work drafts, Xactimate-ready estimates, supplement letters, policy review. All in hours, not days.
Reads policy PDFs, drafts scope of work from field photos and notes, produces Xactimate-ready line items, and auto-drafts supplement letters to insurance carriers. Your PM or estimator reviews and sends. Hours of back-office work collapsed into minutes.
The bottleneck this removes.
A scope of work takes 4 hours to draft. A policy review takes another 2. A full estimate build runs 6 hours per claim. Your techs are in the field; your back office is the bottleneck.
Plugs into the stack you already run.
- Your project-management system
- PDF policy documents
- Field photos and notes
What this agent does not do.
We keep scope tight so the agent stays sharp. If any of these are blockers, say so on the discovery call and we'll scope a custom variant.
- —Xactimate license (bring your own; we integrate with your existing workflow)
- —Legal review of insurance demand letters
- —Direct carrier submission (drafts for your approval, you send)
Three buyers. One agent.
Restoration companies
Water, fire, mold, and storm-damage restorers running 20+ active claims at a time. The estimator bottleneck is the growth ceiling. This removes it.
Roofing contractors
Storm-chaser roofers and full-service companies handling insurance jobs. Supplements are where the margin lives, and this agent makes every supplement airtight.
General contractors and plumbers
GCs doing insurance-paid repairs and plumbers handling sudden-loss claims. Scope-of-work drafting is the unglamorous work that kills billable hours.
The real objections, answered.
Does this replace my estimator or project manager?
No. It drafts the documents they would write by hand and hands them back for review. Your team keeps the final call on every estimate, scope, and supplement.
What about Xactimate integration?
The agent produces line items in Xactimate-compatible format that your estimator imports or uses as the basis for the final estimate. Full two-way Xactimate API integration is on the roadmap; ask about it on your discovery call.
Can it handle multiple carriers and policy types?
Yes. The agent is trained to read the common carriers you work with. State Farm, Citizens, USAA, Travelers, Allstate, and others. It flags policy exclusions and relevant endorsements on every claim.
What about data security? These are insurance documents.
All documents are processed server-side with encryption at rest. No training data is retained by the model provider. For companies requiring a BAA, we can structure the engagement accordingly. Ask on the discovery call.
How long until it's producing useful output?
First production-quality drafts come out of the agent in week 2. Weeks 3 to 4 are tuning to your company voice, your preferred line-item structure, and your carrier-specific patterns. By day 30, it runs unattended on every claim.
Who owns the data and the agent?
You do. Your claim data lives in your Supabase project (we provision it for you). The agent logic is yours to keep even if you ever stop the monthly retainer.
Your data. Your account. Your rules.
Every integration is OAuthed to your accounts. Every decision is logged and auditable in the agent dashboard. Every action the agent takes is drafted for your approval until you tell it otherwise. Stop the retainer any month and keep the agent logic. The deploy is yours.